            &\multicolumn{1}{c}{(1)}&\multicolumn{1}{c}{(2)}&\multicolumn{1}{c}{(3)}&\multicolumn{1}{c}{(4)}&\multicolumn{1}{c}{(5)}&\multicolumn{1}{c}{(6)}&\multicolumn{1}{c}{(7)}&\multicolumn{1}{c}{(8)}&\multicolumn{1}{c}{(9)}\\\cmidrule(lr){2-2}\cmidrule(lr){3-3}\cmidrule(lr){4-4}\cmidrule(lr){5-5}\cmidrule(lr){6-6}\cmidrule(lr){7-7}\cmidrule(lr){8-8}\cmidrule(lr){9-9}\cmidrule(lr){10-10}
\parbox{5.5cm}{\textbf{Intervention} \\[2.5pt] (Control omitted)}&                     &                     &                     &                     &                     &                     &                     &                     &                     \\
Means-testing arm&       -64.0\sym{***}&       -60.1\sym{***}&       -64.6\sym{***}&       -64.6\sym{***}&       -66.7\sym{***}&       -68.7\sym{***}&       -68.6\sym{***}&       -68.8\sym{***}&       -67.3\sym{***}\\
            &      (16.0)         &      (15.8)         &      (15.9)         &      (16.8)         &      (16.6)         &      (16.1)         &      (16.1)         &      (16.1)         &      (15.8)         \\
Tax arm&       -24.1         &       -23.0         &       -24.3         &       -22.3         &       -23.5         &       -20.5         &       -20.6         &       -20.4         &       -19.9         \\
            &      (16.6)         &      (16.2)         &      (16.5)         &      (17.4)         &      (17.4)         &      (16.8)         &      (16.8)         &      (16.8)         &      (16.5)         \\
\(\sigma\)       &                     &                     &                     &       -3.78         &       -5.22         &       0.065         &        0.29         &        0.17         &       -0.36         \\
            &                     &                     &                     &      (10.1)         &      (10.0)         &      (9.72)         &      (9.74)         &      (9.74)         &      (9.58)         \\
\(\beta\)       &                     &                     &                     &       -2.59         &        4.57         &       -4.25         &       -4.50         &       -3.88         &        1.34         \\
            &                     &                     &                     &      (42.6)         &      (42.6)         &      (41.5)         &      (41.6)         &      (41.7)         &      (41.0)         \\
Has RRSP  &                     &                     &                     &                     &        61.7\sym{***}&        48.7\sym{***}&        47.1\sym{***}&        47.1\sym{***}&        46.4\sym{***}\\
            &                     &                     &                     &                     &      (16.4)         &      (16.4)         &      (16.4)         &      (16.7)         &      (16.3)         \\
Has TFSA  &                     &                     &                     &                     &       -15.8         &       -39.3\sym{***}&       -39.5\sym{***}&       -40.4\sym{***}&       -38.8\sym{***}\\
            &                     &                     &                     &                     &      (15.3)         &      (14.9)         &      (15.1)         &      (15.1)         &      (14.8)         \\
Age         &                     &                     &                     &                     &        28.6         &        29.0         &        28.7         &        28.7         &        28.9         \\
            &                     &                     &                     &                     &      (19.4)         &      (18.7)         &      (18.7)         &      (18.7)         &      (18.3)         \\
Age\(^2\) &                     &                     &                     &                     &       -0.35         &       -0.37\sym{*}  &       -0.36\sym{*}  &       -0.36\sym{*}  &       -0.36\sym{*}  \\
            &                     &                     &                     &                     &      (0.21)         &      (0.21)         &      (0.21)         &      (0.21)         &      (0.20)         \\
\parbox{5.5cm}{\textbf{Marital Status} \\[2.5pt] (Married ommitted)}&                     &                     &                     &                     &                     &                     &                     &                     &                     \\
Widow, separated or divorce&                     &                     &                     &                     &                     &        39.7\sym{*}  &        38.8\sym{*}  &        38.9\sym{*}  &        36.6\sym{*}  \\
            &                     &                     &                     &                     &                     &      (22.5)         &      (22.4)         &      (22.4)         &      (21.8)         \\
Never married&                     &                     &                     &                     &                     &        12.5         &        12.6         &        12.5         &        12.7         \\
            &                     &                     &                     &                     &                     &      (15.1)         &      (15.1)         &      (15.1)         &      (14.8)         \\
Annual income (100,000's)&                     &                     &                     &                     &                     &        89.6\sym{***}&        87.8\sym{***}&        87.8\sym{***}&        92.3\sym{***}\\
            &                     &                     &                     &                     &                     &      (13.4)         &      (13.9)         &      (13.9)         &      (13.9)         \\
Province  &                     &                     &                     &                     &                     &      -150.2\sym{***}&      -150.1\sym{***}&      -149.9\sym{***}&      -147.2\sym{***}\\
            &                     &                     &                     &                     &                     &      (13.3)         &      (13.4)         &      (13.5)         &      (13.2)         \\
\parbox{5.5cm}{\textbf{Education} \\[2.5pt] (High School or less omitted)}&                     &                     &                     &                     &                     &                     &                     &                     &                     \\
Some university&                     &                     &                     &                     &                     &                     &        31.6         &        31.8         &        30.4         \\
            &                     &                     &                     &                     &                     &                     &      (19.9)         &      (20.1)         &      (19.4)         \\
Bachelor degree or more&                     &                     &                     &                     &                     &                     &        25.4         &        25.5         &        24.8         \\
            &                     &                     &                     &                     &                     &                     &      (20.3)         &      (21.0)         &      (20.4)         \\
\parbox{5.5cm}{\textbf{Financial Literacy} \\[2.5pt] (0 Right answer ommitted)}&                     &                     &                     &                     &                     &                     &                     &                     &                     \\
1 correct answer&                     &                     &                     &                     &                     &                     &                     &        42.8         &        37.9         \\
            &                     &                     &                     &                     &                     &                     &                     &      (35.2)         &      (33.9)         \\
2 correct answers&                     &                     &                     &                     &                     &                     &                     &        21.9         &        19.7         \\
            &                     &                     &                     &                     &                     &                     &                     &      (30.8)         &      (29.6)         \\
3 correct answers&                     &                     &                     &                     &                     &                     &                     &        26.5         &        22.5         \\
            &                     &                     &                     &                     &                     &                     &                     &      (29.0)         &      (27.9)         \\
Constant       &       336.6\sym{***}&       331.7\sym{***}&       305.3\sym{***}&       304.7\sym{***}&      -293.8         &      -249.7         &      -265.9         &      -291.8         &      -307.5         \\
            &      (11.7)         &      (11.4)         &      (12.7)         &      (41.1)         &     (433.9)         &     (418.7)         &     (418.1)         &     (419.1)         &     (410.7)         \\
\\{Random Effects?}&          NO         &       {YES}         &          NO         &          NO         &          NO         &          NO         &          NO         &          NO         &       {YES}         \\
\\{Scenario FE?}&        {NO}         &        {NO}         &       {YES}         &       {YES}         &       {YES}         &       {YES}         &       {YES}         &       {YES}         &       {YES}         \\
\(R^{2}\)   &       0.003         &       0.005         &       0.017         &       0.018         &       0.022         &       0.053         &       0.053         &       0.053         &       0.085         \\
{Observations}&      16,920         &      16,920         &      16,920         &      14,732         &      14,732         &      14,732         &      14,732         &      14,732         &      14,732         \\
